Manage Your Wealth.
Automate Your Life.
Track daily expenses, manage loans with friends, generate EMI statements, and automate your entire financial ecosystem in one beautiful app.
1M+
Transactions Tracked
₹50Cr
Wealth Managed
10k+
Active Users
99%
Customer Satisfaction
Powerful Features
Everything you need to take control of your money.
WhatsApp Reminders
Our system automatically sends friendly WhatsApp reminders to friends for their pending EMIs. No awkward talks.
AI Receipt Scanner
Upload a bill or just speak to it! Our AI automatically creates the transaction accurately.
Loan & EMI System
Track money lent to friends. Automatically generate EMI schedules and track due dates effortlessly.
Group Settlements
Split expenses on trips. Our algorithm minimizes transactions so you make the fewest payments to settle.
Multi-Wallet Tracking
Manage multiple bank accounts, cash wallets, and credit cards in a single, unified dashboard.
Smart Financial Rules
Automate your recurring bills, subscriptions, or salaries. Set custom triggers to record income or expenses automatically.
Analytics & PDF Reports
Understand your cashflow with interactive line, bar, and pie charts. Export beautiful PDF summaries of your transactions.
24/7 Support Desk
Get real-time human chat support directly inside your dashboard. Settle billing queries and resolve technical tickets instantly.
Your Financial Brain, Simplified.
MyKharcho works like magic so you don't have to.
Connect Wallets
Add your bank accounts, credit cards, or cash wallets in seconds. No complex setups.
Add Expenses
Just upload a receipt or speak it out loud. Our AI categorizes it automatically.
Lend & Recover
Create groups or loans. We'll automatically remind them on WhatsApp to pay back via UPI.
Track on the Go.
Manage Anywhere.
Access MyKharcho directly from your pocket. Enjoy real-time synchronization with your web dashboard, instant push alerts, and quick smart-add features on your iOS or Android device.
Available Balance
₹4,89,500
Recent Activity
Simple, Transparent Pricing
Choose the perfect plan for your financial needs.
Pro
Elite
Wall of Love
Don't just take our word for it. Hear from our incredible users.
“MyKharcho completely changed how I manage my salary. The UI is just mind-blowing. It feels like a premium iOS app on the web.”
Rahul S.
Software Engineer
“I lend money to friends often and keeping track was a nightmare. The Loan module with auto-EMI is an absolute game changer!”
Priya M.
Freelancer
“I love the automated push notifications. 'Tum tho busy ho, mene add kar diya' always brings a smile to my face. Best app ever.”
Amit K.
Business Owner